Services

While developing a customized financial program, we will walk you through a step-by-step process that will help you to feel confident in your decisions. Once your goals have been established, we will customize appropriate strategies to suit your vision and objectives.

To execute a sound financial program, each of our services is personally focused to recognize and appreciate your goals and aspirations.

Unlike other financial firms, we don't have any product sales quotas, so will recommend products and services tailored to your specific risk tolerance, investment objectives and financial goals.

1. Personal Financial Planning Services:

For those that meet our minimum asset requirements and seek an ongoing relationship with our firm, the following services are all inclusive:

• Wealth Investment Management with Active Portfolio Platform Accessibility
  
• Comprehensive Financial Planning including Investment, Retirement Income &
• Estate Planning
  
• Tax Planning and Optimizations Strategies
  
• Full access to EMoney Wealth Management Software to organize your finances
  
• College and Education Planning
  
• Social Security Planning and Maximization Strategies
  
• Insurance Analysis and Planning

For those of our clients who have less than $500 thousand in assets under our management, the following services are available:

2. Retirement Planning: a detailed financial planning commitment that focuses on retirement options and savings requirements to pursue your goals. For self directed investors, this also includes a portfolio review. The following are addressed:

• Net worth statement and cash flow projection
  
• Long term retirement goal projections and alternate scenarios
  
• Social Security optimization strategies
  
• Advice concerning your current retirement plans, including 401ks, IRA's, and pensions, in addition to any other financial concerns you may have
  
• Financial advice for a surviving spouse including tax efficient recommendations for investment account distributions.
  

Cost: Fees typically range from $1500 to $2500 depending on the scope of engagement

3. Financial Reality Check: two separate 2-hour meetings focusing on a select few financial issues including:

• Cash flow and credit management investment portfolio and asset allocation
  
• Basic retirement projections
  
• Tax planning and other tax issues
  
• One year access to EMoney Wealth Management Software to organize your finances
  
• Any other financial issues or concerns you have
  

You will receive:

A short summary of recommendations

Schedules, graphs, calculations, etc as discussed and prepared during the meeting.

Cost: The fee for a Financial Checkup is $500

4. Periodic Updates:

• After your financial plan has been prepared, this time is offered to make adjustments to your portfolio and address any additional concerns you may have.
  

Cost: The hourly rate is $125 for updates.